Junaid Ur Rehman Siddiqui, Waqas Hameed, Mahnoor Fatima, Shifa Salman Habib, Kiran Sohail Azeemi, Ali Hussaini, Asma Altaf Hussain Merchant, Adil Haider and Sameen Siddiqi 2024. Applying the integrated behavioural model to identify predictors of utilisation of state-funded health insurance in Khyber Pakhtunkhwa province, Pakistan. Journal of the Pakistan Medical Association. 74, 11 (Supple-11) (Nov. 2024), S59- S65. DOI:https://doi.org/10.47391/JPMA.SCPP-09.